Competitive rates for homeowners
Today's Rates
Illustrative rates as of September 29, 2026. Your rate depends on equity, credit and location - check yours in minutes with no impact to your score.
HELOC Rates
| Product | APR Range | Draw Period | Repayment |
|---|---|---|---|
| Standard HELOC | 7.99% – 11.99% | 10 years | 20 years |
| Premium HELOC | 7.49% – 10.99% | 10 years | 20 years |
Home Equity Loan Rates
| Term | APR | Est. Monthly Payment* |
|---|---|---|
| 10 Year Fixed | 8.49% | $621 |
| 15 Year Fixed | 8.74% | $489 |
| 20 Year Fixed | 8.99% | $430 |
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Check Your Rate → Run the numbers* Illustrative examples per $50,000 borrowed; for informational purposes only and not an offer of credit or a commitment to lend. Actual rates and terms depend on creditworthiness, combined loan-to-value, property location, and program availability, and are subject to change without notice.